Here at Research Garage Group we offer only the best customer service when financing a car. Whether it’s a new or used car, we can provide competitive finance packages to suit you. Our finance experts can help you through all of the car finance options available. We are also here to provide an understandable quote for what ever it is you may need.
There are a range of options available to help you finance your car, from Personal Contract Purchase (PCP) to Hire Purchase (HP), we have it all to suit your needs.
Simply choose the car you wish to drive, agree your annual mileage and decide your hire period of between 24 and 60 months. Choose whether to include a full maintenance package within the monthly rental. Your rental is calculated based on your choices. At the end of your term, simply return the car to us (within the agreed mileage and in good condition), choose your next car and start again.
Contract Hire is designed for people requiring fixed monthly rentals with no risk of depreciation. The rental charged can include a wide range of additional options.
Key features and benefits:
Simply choose the car you wish to purchase the amount of deposit you want to pay and decide your agreement term of between 12 and 60 months. Any deposit is deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest. Once all payments have been made, you will own your car outright.
Lease Purchase is very similar to Contract Purchase and in effect means that you pay a set monthly amount based on the anticipated re-sale value of the vehicle at the end of the contract. Naturally, the length of the agreement and the miles driven have a direct impact on this residual value but the type of car also makes a difference, with high-end vehicles typically holding their value better than entry level models.
At the end of the contract you are committed to buying the vehicle for an agreed sum. So, a higher deposit will mean lower monthly payments and less to pay at the end of the contract. In addition, rates are typically cheaper than Hire Purchase, however you do need to be sure that their are enough funds on hand to pay the balloon payment when it becomes due.
Available at our Peugeot Business Centre